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Everything You Should Know Concerning your Medicare Eligibility

Thanks to health insurance, millions of people in the country and around the globe don’t have to stress about footing the bills of medical care out of pocket. But in as much as health insurance is important and beneficial in several ways like having access to lower prescription costs, more than twenty-eight million people in the country are not insured. Medicare helps in alleviating the concerns and stress of these individuals but only those who qualify. To learn about Medicare’s eligibility requirements and whether you meet them or not, continue reading the following article.

The main difference between Medicare and the other health insurance programs you know of is that this one belongs to federal government and has up to four different parts, each responsible for a specific thing. The first part of this health insurance is known as Medicare part A which covers the cost of hospital stays or the bills incurred in a nursing facility. If you don’t have health insurance and you have to visit a doctor regularly, you know how expensive it can be since you don’t enjoy lower prescription costs either, but Medicare part B is here to help.

Being enrolled in the first two plans of Medicare is very important because it is a requirement for qualification to Medicare Advantage or part C which does not include lower prescription costs. By covering the cost of prescription drugs, shots and vaccines to ensure proper health, it comes as a relief to long-term medication users by allowing access to lower prescription costs. With Medicare, you can access lower prescription costs or see a doctor regularly without worrying about the costs making it a must-have if you are uninsured for one reason or another

If you are an American citizen or permanent resident over the age of sixty-five you are eligible, however, you will enjoy more benefits like not paying premium for Medicare part A if you meet certain qualifications like being a social security beneficiary. Medicare coverage is not for those who are above sixty-five years only, it is available to you too if you qualify to with lower prescription costs one of the awaiting benefits.

Even if you are enjoying the benefits of Medicare coverage like lower prescription costs, there are costs you will be required to pay based on several conditions but there are average costs you can use to determine if you qualify. Like with most types of insurance, if you have higher income, you can expect to pay a higher premium for Medicare coverage although many people usually don’t have to pay premium for Medicare part A. Now you know everything there is to know about Medicare including its amazing benefits like access to lower prescription costs and eligibility.

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